ACL 387398 — wording review
Every mention of the credit licence across the site — grouped by exact wording pattern, so you can see the current formulations, decide the changes you want, and hand them back for a consistent edit across all surfaces.
Why this page exists. ACL 387398 is your personal Australian Credit Licence held via Credit Mediation Services Pty Ltd. Every time the site describes how the LWD advocacy is delivered under that licence, the wording carries regulatory risk (RG 96 / RG 209). Rather than edit 64 files one-by-one, this page lists the 250 places the ACL is mentioned, grouped into 134 canonical wording patterns. Read them, decide the changes, tell Carla or Claude, we apply the changes consistently everywhere.
How to use this page
- Skim the phrase groups below. Each group shows a distinct wording pattern and how many times it appears. The most common wordings are at the top.
- Click a group to expand it — you'll see every occurrence, which file it lives in, and a click-through link to the source document.
- Note the wordings you want changed. The simplest way is to say: "Change every occurrence of [current wording] to [new wording]" — that's a phrase-group-level instruction and touches every occurrence at once. Or, if the change is context-specific: "On [file], change [X] to [Y]".
- Send the list to Carla or drop it into the chat — with three fields per change:
- Current wording (or "everywhere it currently says X")
- New wording (exact)
- Why the change (regulatory reason, ASIC/ACNC feedback, solicitor markup — this tells Carla whether to propagate the same change to related documents)
- Preview first, then apply. Before any change lands live, Carla or Claude will show you the exact before/after for every affected file. You approve, then it deploys.
Example instruction Laurence might send:
Change every "under Australian Credit Licence 387398 held by Credit Mediation Services Pty Ltd" to "under Australian Credit Licence 387398 (held by Credit Mediation Services Pty Ltd, of which Laurence Hugo is the sole authorised credit representative)".
Reason: solicitor Simon Grant flagged that the licence-holder / authorised-representative relationship needs to be spelled out on public-facing surfaces to comply with RG 96 §96.61 (misleading representations about credit activities).
Change every "under Australian Credit Licence 387398 held by Credit Mediation Services Pty Ltd" to "under Australian Credit Licence 387398 (held by Credit Mediation Services Pty Ltd, of which Laurence Hugo is the sole authorised credit representative)".
Reason: solicitor Simon Grant flagged that the licence-holder / authorised-representative relationship needs to be spelled out on public-facing surfaces to comply with RG 96 §96.61 (misleading representations about credit activities).
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