Life Without Debt Ltd · Board Pack

Board Meeting · Friday 25 September 2026

T-5 days

gov-bm-2026-09-25 · board_meeting

2026-09-25 · Australia/Sydney · status scheduled · quorum 2

Standing Order #6(D): this Board Meeting is the hard deadline for all Board decisions currently in flight. Agenda items below.

Note

Meeting postponed from 25 August 2026

Original T-11 board meeting deferred by 31 days to 2026-09-25 (T-42 at time of postponement). Extra month applied to shipping S81 (agent_memory D1 table) and S82 (charter-supplement wiring at HA1) so the agents accumulate cross-run learning before Deen ratifies at HA5. Historical record preserved at gov-bm-2026-08-25.

Decision 1

vote · Kit-04

Kit-04 HA4 vote — ratify 8 funnel-content assets

Decision needed: Board votes to ratify 8 funnel-content pieces (segments A/B/C/F × awareness+consideration) currently at HA3 with 24 correct marketing-authority triad approval rows (Sprint 28.13). Ratification moves Kit-04 HA3 → HA4 → HA5 in the same sitting per SO #6 triad-sits-with-Board convention.

Kit-04 assets: mc-acf90fdc32748d09 · mc-cf05c875c5ceb345 · mc-0a6f95965c8a50ab · mc-8bba1c03c8ca1640 · mc-ebccad68f2a84982 · mc-c21fe877c1825f3e · mc-4675d8e8ceb3cb9f · mc-ff1536cd05359f29

Decision 2

adoption · DRP-v1.0

Direct Relief Policy v1.0 — adoption

Decision needed: Board adopts DRP v1.0 as official policy governing how Life Without Debt Ltd delivers financial relief to persons within the constitutional clause 4(a) beneficiary class. Currently HA1 draft; adoption moves it to HA5 (Board-ratified official policy).

DRP v1.0 draft source: /docs/board-resolution-launch-scope.md (linked). Board pack circulation deadline T-10 = 15 Aug 2026.

Decision 3

resolution · launch-scope

Board resolution on launch scope — confirm SO #4

Decision needed: Board passes formal resolution confirming SO #4: Year 1 serves the full constitutional beneficiary class from day one (persons in Australia living with terminal, life-limiting, chronic or serious illness or health condition, plus immediate families and primary carers). No narrower operational scope, no phased rollout by illness category.

This resolution locks the full clause 4(a) launch scope on the public record and closes the last governance loop before ASIC/ACNC/ATO/ACL registrations land.

Approval authority (HA4/HA5 under Standing Order #6)

Marketing-authority triad (Laurence Hugo, Lisa Hugo, Corrina McGowan · Human CMO · YDT · commercially engaged) sits WITH the Board at HA4 (board-table) and HA5 (board-ratified). Carla Oliver (CFO) provides CFO-frame review only — not a marketing approver. Prof Deen Sanders OAM (Founding Director) is a Board voter.