⚠ LEGAL DRAFT · HA1 · NOT FOR PUBLICATION

This document is a working draft authored under Standing Order #1 (del.auth) and Standing Order #3 (truthful non-compliance). It is not legal advice. It will be held at HA4 maximum until an external qualified Australian legal practitioner has performed sight-check review. HA5 (board-ratified · publication-ready) is gated on that external legal review per user directive 2026-08-06.

Cookies & Tracking

This page explains what cookies and tracking technologies Life Without Debt Ltd uses on our website, why we use them, and how you can control them.

1 · What cookies are

Cookies are small text files placed on your device when you visit a website. They are used to make the site work, to remember your preferences, and to help us understand how visitors use the site.

2 · Cookies we use

Category	Purpose	Consent
Strictly necessary	Site functionality, security, session state.	Always on · cannot be disabled
Analytics	Anonymised traffic analytics via Google Analytics 4 (GA4).	Opt-in via consent banner
Marketing measurement	Meta pixel and Google Conversion API for measuring the effectiveness of paid awareness campaigns. Kit-03 measurement plumbing.	Opt-in via consent banner

3 · Data ethics

We do not use tracking to profile individuals, retarget beneficiaries, or share personally-identifiable information with ad platforms. Measurement is aggregate and campaign-attribution only.

4 · Controlling cookies

You can withdraw consent at any time using the consent banner or in your browser settings. Withdrawing consent will not affect access to our services.

5 · Contact

[email protected]

Version 0.1 · HA1 draft · Sprint 34 pending external legal review. Related: Privacy · Terms